Stop Losing Staff to theRestaurant Down the Street
PEO-powered benefits give your team Fortune 500 coverage at small-business prices. Health insurance, 401(k), dental, vision, and more — without the enterprise price tag.
of restaurant workers leave for better benefits
average cost to replace one hourly employee
turnover reduction when benefits are offered
The Restaurant Benefits Gap
Your team competes for talent against chains that offer real benefits packages. Here is what that gap looks like.
What Big Chains Offer
- Comprehensive health insurance
- Dental and vision coverage
- 401(k) with employer match
- Paid time off and sick leave
- Life and disability insurance
- Employee assistance programs
What Most Independents Offer
- No health insurance
- No dental or vision
- No retirement plan
- Minimal or no PTO
- No disability coverage
- Maybe a free meal — "that's the benefit"
BreazyApp bridges this gap with group purchasing power — giving your team big-chain benefits at independent-restaurant prices.
PEO Purchasing Power
Alone, your restaurant group is a small fish in an expensive pond. Together, we are an enterprise.
Individual restaurant groups
Fortune 500 buying power
Join the Pool
Your restaurant group joins BreazyApp's PEO network alongside hundreds of other operators.
Combined Buying Power
Your employees are pooled with 10,000+ workers, giving you the negotiating leverage of a Fortune 500.
Access Big-Company Rates
Get 20-40% lower premiums on health, dental, vision, 401(k), and more through large-group contracts.
We Handle the Carriers
You manage enrollment through our app. We handle carrier negotiations, compliance, and administration.
20-40% savings vs. individual small-group plans
Plans Available
A full suite of benefits, all accessible through a single platform. Pick what works for your team and budget.
Group Health Insurance
Through our PEO pooling model, your restaurant group gains access to large-group health plans from nationally recognized carriers. Your employees get the same quality coverage that Fortune 500 companies offer — at a price point that works for independent operators.
Average monthly cost: $180 - $450 per employee
Coverage includes:
- PPO, HMO, and HDHP plan options
- Prescription drug coverage
- Mental health and telehealth services
- Preventive care at no additional cost
- Dependent and family coverage available
- No pre-existing condition exclusions
Open Enrollment, Simplified
No more spreadsheets, paper forms, or chasing signatures. Six steps from setup to active coverage.
Set Your Enrollment Window
Choose your open enrollment dates. BreazyApp automatically configures deadlines and reminders across all locations.
Notify Employees
Automated notifications go out via SMS, email, and in-app alerts. Every employee gets a personalized enrollment link.
Self-Service Plan Selection
Employees browse available plans, compare costs, and select coverage on their phone — no paperwork, no HR office visit.
Add Dependents & Beneficiaries
Employees add spouse, children, and beneficiary information directly. Document upload for qualifying life events.
Admin Review & Approval
Review enrollment selections across all locations from a single dashboard. Approve, flag, or request changes in bulk.
Coverage Goes Active
Enrollments are submitted to carriers automatically. ID cards are distributed digitally. Coverage starts on your effective date.
The Cost of NOT Offering Benefits
Drag the sliders to see how much turnover is really costing your restaurant group — and how much you could save.
Retention ROI Calculator
Adjust the values to match your restaurant group. The results update in real-time.
Your Estimated Savings
Benefits don't cost money. They save money.
Compliance Is Built In
Benefits administration comes with a mountain of regulatory requirements. BreazyApp handles all of it so you never have to worry about penalties or audits.
ACA Tracking & Reporting
Automatic tracking of full-time equivalents, measurement periods, and affordability thresholds across all locations.
COBRA Administration
Qualifying event detection, notification mailing, election tracking, and payment processing — fully automated.
State Mandate Compliance
Multi-state compliance for paid family leave, disability insurance, and state-specific benefits requirements.
ERISA for 401(k)
Plan document management, summary plan descriptions, fiduciary compliance, and annual Form 5500 filing.
1095-C Reporting
Automated generation and distribution of 1095-C forms to employees and electronic filing with the IRS.
Non-Discrimination Testing
Annual testing for cafeteria plans, 401(k), and health plans to ensure compliance with IRS regulations.
What Employees Are Saying
The people who matter most — your team — on what benefits mean to them.
“I've been cooking for 14 years and this is the first job where I've had real health insurance. I finally got the knee surgery I'd been putting off for three years. I'm not going anywhere.”
“My last restaurant paid a dollar more per hour but had zero benefits. When this place offered a 401(k) with a match, I switched immediately. That extra dollar doesn't mean anything compared to actually building a future.”
“My daughter needed braces and I was looking at $5,000 out of pocket. Our dental plan covered most of it. I literally cried in the dentist's office. Benefits aren't a perk — they're the reason I stay.”
How BreazyApp Benefits Compare
Three approaches to restaurant employee benefits. Only one actually works for independent operators.
| No Benefits | Traditional Broker | BreazyApp PEOBest | |
|---|---|---|---|
| Health Insurance Access | None | Limited small-group plans | Large-group Fortune 500 plans |
| Admin Burden | None (no benefits to admin) | Heavy — you manage everything | Minimal — we handle carriers & compliance |
| Compliance (ACA, COBRA) | Risk of penalties | You track it yourself | Fully automated, always current |
| 401(k) Retirement | Not available | Separate provider, extra fees | Bundled, ERISA-compliant, low fees |
| Open Enrollment | N/A | Paper forms, manual processing | Self-service digital enrollment |
| Cost to Employer | High turnover costs ($5,864/hire) | Broker fees + high premiums | 20-40% lower premiums, net savings |
| Employee Retention Impact | 73% leave for better benefits | Moderate improvement | Up to 40% turnover reduction |
Give Your Team a Reason to Stay
Join the waitlist. Your team will thank you.
No commitment required. We'll notify you when benefits enrollment opens for your region.